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We are strengthening and reinitiating our efforts to restart our business without compromising on quality. Our credit rating will improve as the bank starts to function again with same zeal and zenith. Our strength is in our shareholders. While, the reduction in balance sheet size from Rs.12 billion to less than Rs.1 billion gives us more control to over the operations and recovery drive and to aggressively launch to tap a niche which is linked to innovative investment banking opportunities.